Waifu claiming thread.
Previous:
>>714052641
Rules:
>Claim your Waifu/Husbando
>No Claiming Waifus/Husbandos that have already been claimed
>Only one claim per anon
>No stealing (unless trips or more)
>No oversexualised content
>No RP/ERP of any kind (maybe some on occasion)
>Discussion is welcomed
>Insults must be original
>If you're posting images you're not lurking
>3D is almost always trash
>Joining means a reserved place in hell
>Most importantly, have fun!
>>714074462
I just showed them straight up, then they can't find out
Chara claimed
That was weird.
>>714073460
>>714074939
I don't want people to see shitloads of chinese cartoon pictures on my phone. Might be hard to explain.
>>714074982
Austria is fucked...
Thread's dead you say? Lets spice things up a bit, shall we? Show me those colors!
>>714073741 (Haruhi)
Hey hey. Sounds like we both have a lazy day planned out. Except mine will involve watching football instead of anime. Perfect weather right now for either.
>>714073843 (Yuno)
Sounds like you've at least given it some thought then, definitely stash up some funds before leaving on your own for good. Otherwise you'll boomerang right back where you started.
If you can fit it in your budget, put your money to work for you. Even 25-50 bucks a month makes a huge difference if you start really young. It's the best way to escape being a wagecuck indefinitely. Play your cards right and early retirement is attainable.
slow thread pls, or was thread delet
カラミチーマス
>>714075117
But I don't have any
>>714075136
delet
>>714075136
Thread was killed
>>714075103
Why's that? The election results come out tomorrow as far as I know
>>714075136
E R A S E D
>>714075136
Thread was delet.
>>714075147
Yeah you do, don't lie to me.
>Pathetic weeaboos worshiping a drawing
>>714075235
I actually don't though, I have some boat pantus though if you want
Missed all replies because broswer refreshed and it was deleted
shit
>>714075129
Yea I have been talking with some counselors and stuff like that
Still need to break it to my parents, makes me a bit anxious
I'm not sure what you mean, make it work for me, like saving up?
>>714075231
But Hofer already surrendered because of the humongous gap. Enjoy Merkel light.
>>714075299
It's a really cute drawing though.
Yukako Yamigishi, the original yandere.
>>714075366
ah shit I guess
I voted Hofer
>>714075388
Oh, a Jojo Yandere
>>714075469
could be worse really
>>714075388
Now anon don't put yourself in a hairy situation
>>714075301
>Not Alice pantsu.
No thanks.
>>714075469
Nah mate, that was me Wednesday to yesterday.
>>714075816
Someone should draw me some
>>714075365
Savings are only good for an emergency fund since the rates banks are giving are nearly zero. Keeping money in a savings account actually has negative yields if you factor in inflation. The main perk of having it stashed away in one is almost immediate access if you have a hair on fire type of emergency.
Once you have a fund built up for things like big ticket car repairs, etc., tackle any debts you have using the snowball method. After that, start investing. If you don't want to take the time to research and/or aren't keen on finances, go the easy road with mutual funds and dividend stocks.
Beyond that, it's really about living within your means once you're out on your own. As you work and start getting raises, be careful of lifestyle creep. It's definitely real. I don't mind giving financial advice since I actually enjoy managing money.
Ay bbies
>>714075852
Did you misplace this pic or something?
>>714075589
Should have voted twice. He will tear down the wall harder than Hasselhoff, and flood Germany once more.
>>714075365
![Syndra [306].jpg](https://i.imgur.com/I0SBJIg.jpg "Syndra [306].jpg")
>>714076262
I certainly hope that is not the case, but we'll see.
What pisses me off more are the news stations.
>All of europe is relieved
>A very good sign against right politics
shit like that
Does Hofer has "Hitler" written on his forehead or what?
>>714076355
that is nice of you to post that
I see it's still trash in here. Someone take out the damn garbage already.
Filthy degenerates
Claim
>>714075986
Oh that does make sense, but doesn't inflation also affects 3D money
I gotta be honest I have no idea on finances, that's why I wanna live with my parents for a bit longer to figure that stuff out. School does not prepare you for that
What's lifestyle creep?
Thanks for wanting to help out, it would mean a lot to me if you did that
>>714076355
Hey, thanks a bunch
I've heard that depression and such comes with the neet life. Such a shame.
Saying stuff like that makes me just want to noose tbh. What's the use of living if there is no happiness to be found
>>714076656
Now that I have seen your reply
>I loaded the dishwasher
Why did this upset him?
What did he say?
I'm alright, still messing around in photoshop. Gonna do what CC never did for me
>>714075589
Agreed
>>714075816
Explain?
>>714076656
>>714076998
>>714076262
>Tfw ignored
>>714076998
I don't know. I just heard him shout in front of the house and my mom quickly intervened, yelling that he should be happy that I did it instead of getting pissed off.
>gonna do what CC never did for me
What's that?
>>714076089
hey there Fran!
>>714077120
I... I wanted to say hi now
>>714076656
He does. Mainstream media put it there.
Same shit today in our news:
>Österreich hat heute die Wahl zwischen dem Kandidaten der Grünen 'Van der Bellen' und dem audländerfeindlichen Rechtspopulisten 'Hofer'.
Gotta love unbiased media.
>>714076998
Austria is lost, do not let that happen to you in March!
>>714077120
*ignores in German*
>>714077525
https://youtu.be/lEsQqUw6Qdk
>>714077322
Yes, unbiased Media is the best.
It's even better discussing this shit with someone and telling them the things Hofer said
>Ich bin nicht gegen den Eintritt der Türkei in die EU, solange sie ihren Diktator wegbekommen
is basically what Hofer said. You know what everyone tells me then? He's lying.
But Van der Cuck would never stoop so low to lie.
>looks into history of Van der Cuck
>wollte eine Vorzugsmandatswahl da er sonst verloren hätte
>gewinnt die besagte Wahl
>lehnt das Vorzugsmandat ab
He's a real angel
>>714077191
He sounds like a fun guy
Your mom knows what's up though, didn't you have an apartment though?
Make yuno with a pokemon team
>>714077322
What happened?
I'm voting Geert dont worry
Though I know my country is already cucked
>>714077120
Here's a (you)
>>714076998
Yep, inflation is like a slow drip out of your wallet. On the other hand, interest rates and market returns are what you look for to offset it and give you positive gains.
Aside from that, buy and hold. You got a huge time horizon ahead of you and time to weather some storms. If anything, a bottom like the 2008 crash was a bonanza for people who had money to move into the market for the first time. If you're serious about learning some ropes with finance, feel free to ask away. If you decide further along the lines to get really serious, I know some places to direct you as well.
Lifestyle creep is when you spend more money because you make more. Getting a $1 raise is an extra 2K or so per year before taxes. Most people are tempted to spend all of it, usually on things like eating out, trading in a vehicle for a nicer one (congrats, all you did was re-set your car note), etc. Having a budget for yourself doesn't mean a Spartan lifestyle unless you want to go hardcore, but if you get forced to take a job with a pay cut, take on a big debt like a mortgage, health issue, etc., you got wiggle room and peace of mind.
Control your finances and your life will be far, far less stress.
If you want to screw around with numbers to see what contributing a bit of money will get you in 30-40 years, fool around with a compound interest calculator. Assume a conservative return rate like 6%. Put in the work early and your dollars multiply like rabbits.
>>714077191
Y A Y!
Like the new kitchen?
So what's going on in Austria?
>>714077322
*Cries in gay*
>>714077525
https://a.pomf.cat/vmitxn.jpg
>>714077839
He's lovely
Yeah, she knows. Kitchen is in the appartment now. Other rooms are not done yet, still much work to do. And the funeral of my great grandmother costs 5 k so me moving in is not the top priority now
>>714077887
Yes, it looks great. I want to test it out... but the rest of the appartment is still just sticks and stones basically.
Great Grandmother died.
Election today, left wing apparently won.
>>714077839
I came
>>714078110
About how much longer till it's ready to live in?
I'm sorry to hear that
Kabobs going to get in?
>>714078441
>>714078549
I don't know. Funeral costs money too, so right now it's postponed.
Probably more than ever. What a peacefuly religion and what lovely people
>>714077864
How come you know this stuff so well?
I don't think that kind of stuff is for me, but if it's actually a decent way to get an extra but I might look into it
I see that does sound like something kinda stupid, right up my alley
Thanks for the warning I will definitly be careful about it
Comming from experience?
That sounds too good to be true tbh, but you aren't the first I've heard this from
I wonder if this works in my country as well though
>>714078110
Wow 5k? jesus how come it's so much?
>>714078441
Good morning
>>714078549
I left
>>714078881
Oh
Wonder when the red pill kicks in?
>>714079134
Pls don't leave me!
>>714078704
Besides that, how are things going Haruhi, did you get some sleep?
>>714079134
Good morning, are you up to anything?
>>714079134
Apparently graveyards charge that much because they also take care of the grave
>>714079384
In 4 yours when we get to elect the next federal president and have ourselves a civil war against... people of color
They could've stopped this
>>714077700
>Everything I don't like is Hitler - A liberal guide to coping with anger.
Wenigstens im Osten sind sie noch nicht cucked. Hoffen wir mal das Beste.
>5k funeral
Heutzutage ist es wirklich rücksichtslos einfach zu sterben.
>>714077839
Austria went full retard and voted for a migrant hugging islam worshipper as their new president.
>already cucked
But there is still hope!
>pokemon team
So who's in that team?
>>714077887
*01100011011011110110110101100110011011110111001001110100011100110010000001101001011011100010000001100010011010010110111001100001011100100111100100001010*
https://m.youtube.com/watch?v=dTmNo_I3nbc
>>714079652
heh, tolles buch, sollte ich mal lesen.
Van der Bellen ist Hitler. Passt, gefällt mir
Ja, Begräbnisse sind abartig teuer. Ich kann mich nichtmal ordentlich auf etwas konzentrieren.
>>714079760
https://www.youtube.com/watch?v=0pvJ2YTqI1Y
>>714079134
Technology is mighty- we have all these tools and the means to better ourselves right in front of us. Use them.
As you move along with work/studies/whatever, make it a point to make friends with people at all levels. Study the ones who are more successful or further along in life than you. It hurts the ego at first, but once you understand where you stand, you quickly switch to learning mode. What you learn there will help others who are starting out or trying to get back up on their feet. Your benefit is practicing what you learned and seeing others get on their feet again. You also can self-evaluate from it. You'll make some great friends that way, and everyone respects a man who's grounded in his ways.
I learned finances growing up from my grandparents. Dad was a spendthrift, my mom managed what little money she could, but my grandparents were self-made.
Beyond that, I always told myself as I got older that I wouldn't get myself stuck in the rat race. Even then I knew it would be an uphill slog, but I'm doing quite well in my early 30s. Main takeaways would be staying in your means, pay yourself first (save and invest), and if you get involved with a partner, make sure you're on the same page financially. That last part there is huge if you settle down.
What country are you located in?
>>714078441
Hey Yui. Manage to get some rest?
>>714078704
Started the Haruhi rewatching yet?
>>714079428
Yesterday was pretty bad but I slept in a lot today
I have to rely on Haruhi to help me feel beter
>>714079970
Der ist bestimmt auch ein Vegetarier! Und Hosen trägt er auch!
Die Parallelen zum dritten Reich häufen sich.
>teuer
Ich verstehe einfach nicht, warum so ein Stein ein paar tausend Euro kostet. Es ist ein Stein, verdammt noch eins!
>Konzentrationsschwäche
Wieso das?
>>714079643
I wouldnt be surprised if something like that happened here
>>714079652
Aw, thanks for comforting me
>>714079760
Here Galil
>>714080331
Other shiro!
>>714080522
Hi Fran. Up to anything?
>>714080342
Grab muss gegraben werden, Sarg muss besorgt werden, Sarg in Grab reinwerfen, Stein drauf, pflegen. Kommt doch schon recht gut hoch
Weil ich meiner Urgroßmutter nahe stand. Mein Vater ein Cuck ist und den üblichen Mist eben
>>714080522
Personally I doubt it but I also wouldn't be surprised if it actually happened.
>>714080015
Hi. I got enough.
Did you? How's your morning going?
>>714080064
I'm sorry to hear, people were being pretty big assholes yesterday. I hope things improve.
>>714080331
Hi shiro
>>714079760
Sup Cute gun
>>714080015
Yes I'm 3 in right now
>>714080626
It wasn't the people on here
>>714080594
Not really, you?
>>714080599
Well with how high the tensions are...
http://www.people-press.org/2016/06/22/partisanship-and-political-animosity-in-2016/
Shinoa claimed ',:)
>>714080626
How's your Sunday going, Yui?
>>714080964
Just reading up on sports stuff.
>>714079970
Gay
Jk Chara, what's up?
>>714080522
Fran! How's it hanging fag
>>714080626(Yui)
Hello cute human
Alright I can't multitask
So see you all later
>>714079384
gimme a reason not to
>>714079428
Sleep good?
just ate dinner and I am gonna game a bit
Plans for today?
>>714079643
oh dang, I guess I never really looked into that
Makes sense though
>>714079652
oh no, that's fucking horrible. RIP europe officially now
>hope
no, really no. We are getting rid of a Dutch holiday because it's racist
>pokemon team
Feraligatr, Tyranitar, Charizard, Luxray, Flaafy, Aggron
>>714080015
Kek, you're deep man. I love it
Oh that does sound useful I guess. Though I don't know many people in the same situation as me
Actually I know none
Oh that's kind of a coincedence. My parents and grandparents are the same. Though i didn't pick up anything
I guess you must be proud
I'm from the Netherlands
test
>>714080964
tldr?
>>714081174
what the fuck did you just say about my music you little bitch? I'll have you know I graduated top of my class in a musical high school yadda yadda!
I'm fine, how are you? No bullet jamming?
>>714081451
I also don't looked into it, I just hope that's what they are doing. After all it looks rather nice when you visit one
Now and forever
>>714080522
So how's it going? Besides the negligence?
>>714080599
>Loch buddeln
>Holzkiste
>Stein
Ich finde immernoch, dass Trauernde hier über den Tisch gezogen werden.
>coole Ur-Oma
Das ist natürlich sehr schade. Kam es überraschend oder war es eher eine Erlösung?
>>714081451
I like your hat.
>racist day
Christmas is pretty racist as well, we should be tolerant and make it national fag stoning day.
>Feraligatr, Tyranitar, Charizard, Luxray, Flaafy, Aggron
Do you have a thing for large, strong men? Do you want to feel protected?
How is the relationship to your father?
>>714082343
Ich finde auch dass Trauernde über den Tisch gezogen werden, aber da kann ich nichts dagegen machen.
Am Tag bevor starb haben wir sie im Altersheim besucht, sie war 94 Jahre, also nicht allzu überraschend.
>>714082408
Immerhin hast du sie kennengelernt.
Meinen letzten Urgroßelternteil hab ein nur mal mit 3 oder 4 Jahren gesehen, und da war er schon blind und halb taub. Von der Generation darunter hab ich nur noch eine Oma übrig... wirklich eine Schande wenn man hinterher merkt, wie viel man nicht weis und nie gefragt hat.
thread is kill?
>>714083869
Olá Rory. It seems we are alone here.
4chan please let me post
>>714084292
"Please" always works.
>>714084245
I'm still here waiting for Kurome
>>714084245
Very much so
>>714082784
>>714084343
Maybe she cut herself on that edge and bled to death.
>>714084355
I did not expect this sudden flood.
>>714084484
Hey shiro!
>>714084540
Hi. Up to anything?
>>714084540
Why are you all so mean to Kurome
>>714083869
>>714084245
bullshit, I'm always here
>>714084540
I dont think anyone did to be honest.
>>714084537
Pretty much.
>>714084853
I did, we have 31 ID's and the connection errors stopped.
>>714084537
I wish the feet were gone as well.
Also there is only one X above the horsefucker and the gun.
>>714084675
Just playing some video games and thinking about how to get tired.
How about you?
>>714084695
No particular reason. Her anime is pretty edgy.
>>714084853
Apparently everyone was waiting for you. Give a speech, ask the qott!
>>714085034
>how to get tired
Masturbate or exercise. Do both.
Just watching sports stuff.
>>714084537
Some people do show up every once in a while. Like the one girl with the clock as an eye. Or CC/Uta
... well okay, those are only two
>>714085248
oh, hello there Mokou
>>714085363
>CC/Uta
He left.
>>714084981
Oh
>>714084537
Kurumi showed up a little while ago.
>>714085034
Awright
QOTT - What is your favourite toast topping?
>being this much of a meme
Vegemite
Claiming best girl
>>714085419
Ah shit, since when and why?
>>714085424
Hmm... anything chocolate. Nutella or the cheap variant of it
>>714085424
I eat my toast plain. But strawberry jam is nice.
>>714085553
I don't remember. He got bored or something. Left about a month ago.
I'm sure someone has the copypasta he posted when he left.
