TO THOSE ABOUT TO GRADUATE H.S. AND ARE CONSIDERING COLLEGE.
if you are going to a 4 year college and don't know what you are going to want to major in, you should SERIOUSLY consider a community college to get your pre-reqs out of the way.
The game changed with college in the last decade. Don't let it fuck you.
If you are worried about majors, if you want money/security do computer shit. If you are an artist majoring in art is risky, but you will enjoy it and meet good people (though you could meet them if you seek them out in college).
Seriously, don't fuck yourself with loans ESPECIALLY IF YOU DON'T KNOW WHAT TO MAJOR IN. I have friends currently that are 25 and in 80k worth of debt STILL with no sign of getting out. You think you're miserable now, THAT'S fucking miserable.
Consider a trade. Seriously. Be willing to work with your hands-- it pays, and it will mature you while you determine what you want to do with your life.
Just DO NOT fuck yourself with debt /b/ro. Trying to be as fatherly as my oldfag (24) ass can be after seeing some shit with this.
ok
I'm working on getting my life back on track. Seriously OP thanks for the advice. I have considered suicide for a while, because honestly I think my chances of success are slim at this point in my life. In the end I decided to try and give it my all because I want to make my loved ones proud. I also want more money, so it's a win/win hopefully.
>>768538454
money is easy, you just need to be willing to work. And most work that can make decent money only requires a minimum competency and social skills. I just fucking hate what college has become and i hate to see people get fucked by it, especially vulnerable kids.
>>768537927
I'm currently going to community college for 2 years, then transfer to a 4 year. Idk what to major in yet but I dont want to take any loans, I've heard from many people that you shouldn't work if you're trying to transfer so your grades can be stellar. But how will I support myself? I dont want to take too much loans because what if I major in something I dont like? What if I have to just try to survive day by day paying off debt and that's all it is to my life? I'm just terrified rn. I graduate in a month.
bumping for truth
>>768539377
debt is the WORST thing you can do and it's essentially an irreversible fate. DO NOT COMMIT to a life-altering loan. I thought I knew when i was 20, my friends thought they knew, then i realized at 21 I didn't, same for 22, then 23.
My point is, it's not the worst thing in the world to take some time to work and be a 'real person' working ANY sort of job and use it as an opportunity to mature before making a loan-based college decision.
This thread should be stickied, this is gold advice. Have friends that went to college and graduated stuck with 50k+ debts and shitty wages, meanwhile I went to trade school barely have any debts and this is my first year working in the trade and already making 78,000$
>>768537927
This. I DON'T understand why someone would go straight out of High School to a big name University and blow through 40K (With that said WHY do we even LEND an 18 year old which is still a kid THAT much) Go to a Community college for something valid none of that follow your dreams bull shit and then go to a university
>>768540016
It's crazy because we all think it won't happen to us, until it does. It's gone on too long, and I've been seeing anons posting shit about their anxieties regarding upcoming college.
There is going to be a shift in the next decade, and the conception of college will seriously change. This influx of indebted millenials are going to fuck the housing market and the economy and shit is going to go down. Don't become a statistic by taking out a loan.
>>768539377
I don’t know what state you’re from and how it differs from mine (New Jersey) but community colleges here have deals with many public four year universities where all you need is a 2.0 to get in once you graduate with an associates at the community college, it’s very easy to get a 2.0 so working while at community college is very easy.
If you are going to college you should only be going for a STEM degree (finance would be acceptable) or else go to trade school.
When you go to actual university after community college I wouldn’t work any more than 20 hours a week imo, but 20 is doable. Make sure you ask questions, go get tutoring, sacrifice social life (if you have one to sacrifice) and focus on passing those courses. You will NOT need 90% of the bullshit you learn, so don’t bother trying to “learn” unless it’s something that will be very relevant in a course later on which won’t be too many.
Capitalize off the Internet by finding out the easiest professors and courses at the university, that’ll pretty much guarantee you 2 A’s a semester so you will just need to get C’s in the other classes and you’ll be fine. It’s really not as bad as everyone makes it, the debt sucks, but so long as you’re not a dumbass with money you should be fine. Start working on saving 10-15% of your income (whatever amount that may be) and live like a slave for the next 3-5 years until you land a 50K+ job.
>>768537927
Did this, community college was 100% paid for between scholorships, grants and my boss. Majored in IT, minor in business management, thankfully my counties college programs are one of the best in the state.
By the time i graduated the IT jobs had been sucked up or outsourced.I cant finanically or socially afford to move cross country. Im back working in retail with my former boss while my degree sits in a box...Thankfully my boss brought me in at my old wage and then promoted me to store manager, due to my minor. Im happy i have a job and with a great boss whos vested in my wellbeing, but i would rather be working in IT and its been my ambition since i was in high school, and its frankly depressing not being part of that community anymore
>>768540585
These things often baffles me. Good students with great ambition and in the end nothing happens, this is why I haven't been ambitious in almost anything in years. I want to be certain in what im going to major in is secure and be as ambitious as I can be. On the other hand we have people who have had a lucky opportunity and didnt finish college and is now making hundreds of thousands a year.
>>768537927
Okay somewhat related but should I drop out of college right now?
I'm one year in and I didn't have to use loans for my first year but will have to next year. The only talent I really have is art so I majored in art education thinking that was my best option but the more i think about it now the more unbearable it becomes. I now have a thought about becoming a tattoo artist. It's really the only thing I have left and the only thing i'm interested in anymore. However a 6 month tattoo apprenticeship would cost me 5,000 and i'd have to get 40-60 apprentice hours a week. It just seems impossible for me to do that and college at the same time especially since i'd have to drive somewhat far for the tattoo shop. I have no idea what to do. My mother tells me I should stay in school and at least get some kind of degree and I agree somewhat but art school has become awful and I hate most of the people there and feel as if I am learning nothing. I am not thinking about money when it comes to my future obviously I can't because i'm an artist but I want to do something I really enjoy and that I am good at. Thanks for reading my blog post.
The real question is, why hasn't somebody else decided to be an entrepreneur and pioneer a way of education that is more effective than college but for almost no cost.
A great way of pointing out an opportunity for entrepreneur is to look at old outdated traditions that modern society clings to. College is one of those things. Its barely changed and has major flaws. There shouldn't be a barrier to entry for education with the money first of all. And there are documentaries on the scams behind them making the textbooks incredibly expensive for no reason except to take your money. But it isn't just college that must be improved. What we need, is an idea on how to make people experience something they want to do without committing to it. So that they don't waste that decision on a maybe and pick a wrong major. We need to create some sort of information source where somebody can research that field and read from people in that field, with videos from that field, describing what an average workday is like. What to expect. All of that. That's an idea for a website that would help millions of people and greatly improve the effectiveness of using our population to enter the workforce effectively. Somebody do it and get rich. But not just by yourself. Get a group of people and do work on this together.
Here's an idea to improve to help get you going. College lectures. The idea of a lecture is incredibly stupid. To be an entrepreneur, you look at what an idea is trying to accomplish and see if its retarded. A lecture is trying to teach people. But what does it do? They sit there, with most of the lecture going through their short term memory to be forgotten easily in the 30 minutes afterwards. So essentially the only thing anybody learns is what they remember in the notes that they took. Which probably will never be close to what the lecture was trying to teach. Its so ass backwards and retarded.
Somebody take this idea and become rich. This is it. Do it.
.
>>768541284
getting some kind of degree is the most shit advice in my opinion. Maybe I'm biased because i work in the A/V industry which has many bizarre entry points, but I think dropping out now wouldn't be the worst decision.
If you are an artist, marketing via the internet (twitter, instagram, etc...) is honestly the way it seems to be now. Which is a double edged sword because it requires market-savviness AND good art, but it's free.
My friend dropped out of bio school and went hard with art, instagram and youtube videos and posting and marketing and literally blew his way into that industry by working hard as fuck and making great art.
Food for thought. I'll be monitoring this thread if you want to continue to discuss.
>>768541364
Khan Academy and Coursera already provide very cheap learning. Same with Codeacademy and Freecodecamp.
We just need the STIGMA of self teaching to be demolished. People STILL give a fuck about degrees, and that will change eventually when degrees are finally seen as retarded as fuck and not worth 150k, but for now self learning is possible you just need to market yourself properly or get a great set of resume items.
>>768537927
If you are going to a 4 year college and don't know what you are going to want to major in, then don't. It's a load of money either way, and it's better to get it right the first time. Spend a year or two wagecucking while you try out different things to make sure that what you want to do is something you want to do.
>>768537927
I've already completed a year of community college, planning on getting an associates in accounting. Is this a good idea?
>>768542378
I have a friend who recently quit his accounting job after several suicide attempts and 70 hour work weeks, so this is of particular importance to me.
I think you need to consider what you really want in life. And i know that sounds cliche, but seriously consider what you value, if you prefer security over time and variety, or if you want a comfortable, systematic life that doesn't involve much risk.
This is not something you can find out tonight, or even this week or month. This is something that you must let marinate in your head for weeks and months. Just remember to consider this as you go on in the next few months.
>>768538454
There is never a time that is "too late" to accomplish anything with your life. The idea that you have to go right from H.S. to college and instantly know what you will do with your entire life is one of the biggest lies we are told.
My mom went back to school in her mid-50's and became a nurse. I dated a girl whose Mom raised two daughters alone and then went back to school. I was a drug addict for 12 years. I go see a therapist with an intern in her office who is 53. He was an alcoholic his entire life, now he's in college to get his degree to counsel people.
IT IS NEVER TOO LATE. If life hasn't taught you this already, keep your eyes peeled, because it certainly will eventually. The only people it's too late for is all the kids I knew who o.d.'ed and died in their 20's.
>>768542684
Thanks for the heads up.
>>768541613
See that's what my dream is, is to make great art and learn a skill that I can build a business around and have a lot of options with that skill and gain somewhat of a mass following by creating a unique style. But college just gets in the way of it so much. It costs so much money and takes so much of my time away from doing the art that I want to do and need to be doing. So I feel like I'm working towards a useless degree. I should of thought about it more, because now I don't think i really want to be a teacher. I don't want to have to babysit crappy kids who do nothing but goof off because it's art class and make shit money for doing something that I will probably hate every day of. But at least I haven't taken loans out yet, although I'm trying to decide on what to do. An art degree for me just seems useless though. The worst part about its is what other people will think. I feel like not going to college is so frowned upon and I don't really know why. I don't want to disappoint my mother by dropping out but I just have no idea what else to do and I hate college so much. I don't feel like paying off loans for the rest of my life for just becoming a teacher.
>>768542777
This.
And you know what the one thing is that will make 'too late' real? Accruing 100k+ in debt and being handicapped for the next two decades.
I consulted 4chan when i was 18 and going through this, and the advice helped. And seeing a post made me remember all of this, and that it had a serious beneficial effect on the choices I've made regarding college and debt.
Debt is the worst case scenario. Strongly consider what it means to take on such a large amount of debt. And I know it's abstract because you have parents and may not understand actual money management (not meaning to belittle) but that's a serious method of thinking that i see, and its flawed and dangerous.
>>768543019
Listen. If there was any time in recent history that is VERY CONDUCIVE to self-promoted, non-degree-holding artists it is right now. Social media is booming and massive and there is a huge art crowd.
I also went for education (in english) only to realize my senior year that I didn't want to be a babysitter and had 'high aspirations,' but I was lucky enough to not have taken on debt.
You can find a system of artists in your city without college. A network is the most important thing at this point, and college is NOT the only way to get it, especially not if it's going to cost you tens of thousands.
I'm glad this thread exists. Thanks OP
>>768544176
I am too. Keep hope alive. Bump.
>>768543438
Thanks. ill try that. I haven't been doing any kind of self promoting or much of anything like that and I don't even have any kind of art page because the art that I'm doing at school is the most uninspired, boring things to look at. And creating networks is hard for me at least within my school because almost everyone there is awful.
>>768544617
marketing and creating networks is the hardest part imo, but if you are producing art then that will be your biggest asset.
Consider making tutorial videos as a basis for a following, and promoting your art to those who watch the videos. People react well to a freely provided service.
>>768542777
>never too late
Im 30, no savings,no assets, i work construction. My life is not fullfilling, i hate my life the second i wake up. Going to school is not an option due to my hours, and living pay check to pay check.I am literally trapped.
When was this when I started colleged lol, listen to this guy; i thought it was all shit and giggles until I ended up with a 80k debt and a degree in a field over saturated with demand and no jobs now living paycheck to paycheck trying to pay this shit back. Ima kms soon enough
>>768545055
There is most likely wiggle room in your spending habits. Don't eat out, pay less for rent, or spend less on dumb shit and save money.
Conversely, consider a one night a week serving/bartending job. They pay exceptionally well for the amount of time invested, and will force you to meet new/interesting people.
>>768537927
>>768538454
>>768539076
>>768539696
>>768540016
>>768540102
>>768540282
>>768540479
>>768540585
>>768541177
>>768541284
>>768541364
>>768541613
>>768541754
>>768541958
>>768542684
>>768542777
>>768543019
>>768543175
>>768543438
Thank you for the incredibly useful insight, Ive been on the fence about college, and chasing any sort of dream for a while now. Naturally sounds corny, but im honestly happy to see threads like these breed positivity, almost wish there was a /insight/ or /growth/ board.
>>768545093
posts like these are precisely why I made/continue this thread. It's mindblowing how many people never heard this/needed to hear this before they made a terrible decision because of outdated societal/parental expectations.
>>768541284
Do what makes you feel at peace.
>>768545250
Glad I could help. Seeing that this is apparently helpful to a few people is warming my cold autistic 4chan heart.
>>768537927
I went through highschool thinking I'd just learn a trade and get a job. It's what my father did and his before him and all his brothers. He tells me "Go to school get an education, make something of yourself and don't join the military, there's no future in bullet slinging." Everybody tells me to go to school. I got out of highschool with no idea what I wanted to do. I end up a community college, going for some associates and get stuck their four years because they never run shit for courses. Over that time I swung odd jobs to make money, worked a lot with older folks. Shit's depressing they all tell you not to get old. I lost contact with most friends as they all left state. People started looking down upon me because I took so long to get what should have been 2 years. I landed a job now at $47,000 a year with good benefits and overtime that will get me to $63,000. You will never convince me it was a good idea to go to college. I turned 21 and started going through a handle of vodka in three days. I have pains in my liver are I've been ignoring. I get black out drunk often. You will never convince me it was a good idea. I should have gone military. I just want to die. Before I can fail any more.
>>768545158
I work 12-18 hour days
My diet is mostly brown rice and occationally some sort of shitty beef cut thats on sale for next to nothing.I dont have a fridge or freezer so barely anything on utilties.I dont eat out, i have a shitty 1 bed room 1.5 bath shack, its the cheapest within 30 miles.I mooch off my neighboors wifi as i cant afford an isp ,i have a shitty tracphone so work can get ahold of me. Thats $20 every several months.Money i dont spend on rent/food/utilities i spend on healthcare and perscription bills
>>768545055
I worked construction too. I was in 2 different unions over the years. Know what those guys do when they want out? They only take jobs that are guaranteed 40 hours. No overtime. They start going to school at night. They do this for years until they graduate. You can do it too.
Alternatively, work until you qualify for unemployment. Then, take 9 months off. Go to school full time while collecting the checks. Rinse and repeat until you get your degree.
There. Is. Always. A. Way.
>>768545977
Drinking never helps anything. Alcohol is a 'dumb' drug that only exacerbates problems. I recommend weed to help analyze your own problems. It might be terrifying, but it is a useful tool to help understand your mindsets.
At least you have a job now, stay strong. But i highly recommend getting off booze if you can. It is a bad road to go down.
Actually a great thread
>>768545999
>>768546198
>unemployment
this. I used to have qualms with manipulating unemployment, but for situations like this I recommend it. I have seen several people use it to their advantage, even work off the books jobs while collecting unemployment. If you wanna risk the heat (which is not much heat) this is a good path.
>>768537927
Just don't go to college. Learn a trade you can use with your hands instead of a piece of paper that does nothing and has zero value.
I mostly concur with OP: trade schools (and trade jobs) are great, and community colleges (although often depressing as hell) are great value for the money.
But: one of the main things that a fancy college will get you are connections and resources that you wouldn't otherwise know about. It may or may not be worth it to you; the education itself can probably be obtained anywhere, though.
And if you want to do computer stuff, then do computer stuff; for a ton of jobs in the tech industry, they do not give a rat's ass about what degree you got, only that you can demonstrate the ability to code or whatever it takes to do your job. (Areas outside of pure coding - e.g. infosec, program management, et al extra don't care.)
And finally, if you do want to code: have a public github account, and actually commit to projects.
>>768546604
coding is extremely accessible without college thanks to sites like github. It's really a beautiful thing that the coding community is so committed to open source projects and inclusion of newcomers and likeminded people.
I'm not personally a coder, but I respect the culture and empathize with the sorts of people it typically attracts. Glad there's a community that's so welcoming for them.
>>768546347
It's killed two on my father's side directly and indirectly. Taken quite a few on my mother's. I know the hazards. Only thing to get my dreams to stop screaming "failure" at me. I've never traveled far from my home town or places that might well just be it. Community college wasn't worth it.
>>768546538
If you worked in any union, you quickly discover that unemployment is absolutely necessary. It needs to be there when jobs are scarce.
Those guys have no qualms about it. You pay into with every check you make anyway, might as well get some of that money back. I've also found that being in a union on unemployment, they do not ask any questions like "Are you looking for work?" or "Do you have a list of places you've looked for work?" or anything like that. They completely leave you alone.
The older I get, the more I see that life is a big game. Life, and everything in it, is a big game that everyone is playing, whether they know it or not. YOU have to be aware of that and look for the short cuts and winning moves. Not everyone does that, so if you do, you will be ahead of those people.
There is always a way to do what you really want to do with your life. Seek advice, and keep your ears open for what works for others. You can succeed.
>>768547190
You could always save money and then quit and travel. Thailand is very cheap. Being in a new place/being a vagabond for a bit might offer some perspective. Travelling definitely matured my mind in ways that I think have been beneficial.
>>768547397
should have been clearer maybe, but I meant malicious exploitation of unemployment. I am familiar with the way unions work and see that unemployment is necessary/common. I agree with the sentiments though. The real world is something you don't truly have any understanding of until you're in it.
Just don't be in it with 100k debt over your head. It sucks that there is a culture around preying on inexperienced young people to take out loans like this.
>>768537927
Today OP was not a faggot.
>well at least OP was a cool faggot like Freddy Mercury
Thanks for the Thread OP
Bump!
>>768547436
You're not worth anything unless you're making money. Get a job, get paid, be worth something. I'm long dead. My back hurts, my eyes a poor, I talk like an old man. I get mistaken for 50 at 22. I'd weigh down my pockets and wade into the lake but I don't want to be a bother to others. I can still make them laugh though. Some forgot the joke, they used to laugh with me, then they started laughing at me. I shouldn't complain I got what I got. It was all just wasted on me.
>>768547628
Oh I see. I once felt funny taking advantage of those kinds of programs and stuff, so I thought that's what you meant too.
I wanted that guy who said he was 30 and working construction 12-18 hours a day to read what I wrote too, so I probably started typing like I was talking to him at the end there. I didn't meant to be confusing by replying to your message and typing all that out like I was directing all that at you :)
>>768547932
>You're not worth anything unless you're making money
that's the wrong mindset, and if that's the mindset the people around you perpetuate you need to get away from them for your own sake. I think there is much more to life than what you seem to be seeing/experiencing. I can only try to motivate you, and wish you luck.
You go to college to start prepare for a career, trade has much lower ceiling
>>768548085
I humbly agree with what you just wrote here Anon. There is so much more to it then working at a place you loathe, dying a little everyday, just so you earn paychecks every week. We are more important than that, and we absolutely can strive to live better lives. If that means not working for a short while, then whatever it takes.
>>768548249
there is much more to consider than that thought. College is a high-risk game now that doesn't necessarily always pay off, and if it does chances are you're gonna be a pencil pusher and STILL have debt to worry about.
Not specifically advocating for trade schools (even though i kind of am), but i'm asking you to consider the things you value, and whether college (and this 'higher ceiling') is really what you want/need and are willing to risk it for.
Just don’t go to shitty schools and you’ll be fine lol.
21 year old here, went the community college route and don't regret it for a second. I'm due to transfer to a very prestigious college with a double major in biochemistry and philosophy and have 0 debt. Don't be afraid to try things out or take time off to travel or work while in community college, as you're given a flexibility there that you won't find anywhere else in life.
My BIG point of advice is to talk to an academic counselor before your first semester and have an airtight plan for exactly what classes you'll be taking and when, and check that they'll be fully transferable and fulfill your major requirements. I wasted a lot of time not knowing to do so and took a lot of redundant classes that were completely unnecessary to take. Also, don't use community college as an excuse to be lazy. Work your ass off and try to get out in 2 years. I've seen countless people think they were too smart for community college, slack off, and fail out of their classes. Community college is still college.
>>768548631
my friend went back to cc for prereqs for a CS program at a 4-year and said he completed all the 'side-quests' while he was there, aka student govt, involved in clubs. Good way to network and get resume items, and also easily meet other young people and maybe even like have sex idk
>>768548085
You have hope, I had that once. I walked around town. It's mostly drunks you didn't realize the party was over long ago in a dead end town who's hay day ended when a bridge went up to let more people blow through faster. Get off this board. All I can say to you. You probably didn't belong here to begin with
>>768537927
Strongly agree with anon, community college or a trade school is a great opportunity to gain life experience and move on in the world.
>inb4 newfriend
>k
don't lurk your entire life
>>768549116
I've been here over a decade. Maybe I never 'fit in' in the sense that I was 'only' a socially isolated virgin until i was about 21, but I think it's worth something to try to help people on here with a very real, pertinent issue rather than wallow.
Go back to r9k if you want to do that.
>>768549371
Why come back?
>>768537927
bump for dad having our /b/acks
dont discount .mil if you dont mind giving up a few years of dying for israel
between ROTC scholarships and other scholarships (academic), I make about
>$15,000 per school year
after tuition and fees. literally the opposite of debt (at least financialy)
>>768549812
random wave of nostalgia/i was high/i still occasionally frequent /lit/
>>768537927
This op knows what's up. Today op is not a faggot.
Bumping for wholesome truth
I actually made money off of going to community college with pel grant and bog fee waiver. Did my pre reqs and then graduated with an AS in Respiratory Therapy, all 4 years done at a CC.
>>768537927
op is spot on. I'm an even olderfag (29) So i'll give my experience. Sorry for the long read
When i was 18 coming out of high school I had a strong gpa and great SAT scores. I could get into any non-elite school I wanted. My parents forbid me from taking any student loans, and refused to help me pay for school if i went away. I ended up going to a local 4 year college while working full-time to pay for it.
This drove a major wedge between me and my parents already tough relationship. i'll spare the boring details but I learned discipline, made many lifelong friends and as op says avoided all debt.
I didn't start out making lots of money. but i was also at least 80k+ ahead of all my peers that went away to school due to debt. I got my first full-time job from a friends recommendation. I was able to get one of my friends of friends a job there. Through butterfly effect we became best friends. He eventually got me my first job in my career.
I started making about 30k but it was a desk job, normal hours, and a big company so I gave it a shot. i busted my ass and proved my worth to the company and kept getting promotions and awards along with raises. I now make double what i started with and have all the options in the world open to me because i have no debt. I now have a net worth of over 100k along with a fully loaded car owned free and clear. Now im looking for where to buy real estate.
Listen to the advice of oldfags we know what were talking about because we've seen others fall
>>768543019
Got me right here, exact same position with you man, I want to try to get into music, art, video/photo editing but don't have the time because of college kills my energy off and thought about dropping out once this semester ends, which I'll mostly likely will. Plus it won't bother me if my mom & family is disappointed in me because I didn't go to college, they just went to be able to say "my daughter/son is in college" or "my son/daughter graduated from college" but completely ignore the loans they're in. Don't get me wrong yeah they're people who made it out debt free over the years but I bet there's only a handful of them. But still, I can't sit through bullshit for four years, moving on.
Replying to this because this in information I wish I knew and respected ten years ago when I went to college.
>Aviation costs less to get into, is faster, and way more fun.
>Aviation mechanics can make $100 an hour. And it is one of the few careers that is on the apprenticeship/guild system left in the US.
>>768551940
Can you explain what exactly you do in aviation? Been interested in this since I was a kid
>>768537927
Been a while since I've posted in this shithole board but glad to see a helpful thread. Listen to this guy. I did the same thing and I really only need to pull out some money for my last semesters because community college is so cheap. Good shit.
>>768552717
Basically you fix fucking airplanes. Kek. Sometimes I intentionally fuck it up as a prank. Caused 3 plane crashes so far. Hilarious.
"aaaaaagh"
Fucking rich twats.
Glad I could help /b/. It's 2am and i ended up going out to run a few miles and felt very happy that people were receptive to this. Godspeed faggots.
Jesus Christ OP you're scaring the children. College loan debt is the best kind of debt. They can't repossess anything, the rates are fairly low, and the asset is appreciating. Since the collapse of the housing market, student loans are the best loans out there.
The rule of thumb, for anyone that cares, is to take out no more than your expected one-year earnings. That's a lot more than nothing.
As for liberal arts/humanities majors, just do something else. If you studied literature, write stories for video games. If you studied philosophy, go to law school. If you studied history, learn a language or study international affairs.
There's nothing wrong with learning a trade if you can do one well, but it's really limiting because then you're locked into one skill for life.
>>768545055
>living pay check to pay check
I've talked to several people about this including a friend
It's always self inflicted
Look at what you buy
Do you buy water?
Cut that out faggot.
Do you order the fries and drink with fast food?
Cut that shit out, don't even buy fast food anymore ever.
Do you buy brand name clothes, shoes, etc?
Good goyim, buy clothes from previously nazi now Jewish companies like adidas or puma, can't be looking poor even if you are
Do you have a subscription to anything?
Tv, Netflix, medication?
Cancel it all, jew poison
I could go on but you should get the basic idea
>>768545250
>>>/biz/
only problem is it's only being used for crypto
>>768537927
I wholeheartedly endorse this as someone who was duped twice by the whole "3-year degree guarantees a career" (3-year degrees are more common here in NZ). Back in 2005 when they had the university advisers come to our school to dupe us into going to university because "you'll never amount to anything if you don't!!!!!" I decided to do a mixed degree of CompSci and Sociology (before it was ruined by feminists). First year went well, but second and third years went to shit.
Decided to go to polytech (technical college for you americans) because I didn't want to be a programmer moreso a support person. First two years went well, but questioned why I'd need to learn C++ game programming or web dev if I'm aiming to be a sysadmin/helpdesk jockie. Third year went to shit on top of there being a death in the family that I was straddled with because one side of my family is filled with fuckwits who cant agree.
Left higher education and became self-taught while working in a supermarket that gave me managerial experience, got an Apple tech certificate, and started a business which I'm still successfully running to this day.
Moral of the story, I learnt more about where I wanted to go with my education outside university/college than inside; and if I got a do-over, I would do a year at uni then a one-year tech certificate at polytech and be where I am now 10 years ago.
STEM-field bachelor here.
Don't go to university unless you're actually going to take it seriously, AND with a major worth a damn like STEM. I went to a religious university where people went 100K+ into debt to FIND GOD, and breeze through a liberal arts degree. They're STILL job searching.
Don't go into the STEM field unless you're ready for it. It does NOT get easier as you go on; dumb freshman say "I'll breeze through the biology, chemistry, anatomy, physiology, physics, etc and MED SCHOOL will be easier!" No. If your program is worth a damn, your undergrad will be pretty busy with labs, projects, and work. Lots of grants are available within the STEM field, but are very competitive.
I'm like 20K in debt having graduated 6 months ago, but recently just landed a 50K job near the Bay Area in Cali, where a lot of STEM is. So I'm fairly well off, but less well off than someone who didn't go into debt, obviously.
Trade or vocational schools are worth it. I have a friend who became a medical assistant after about 2 years of vocational school, versus some of my classmates who did 5 years of undergrad.
As an 18 year old going into college for a double major film production degree/marketing and advertising, what advice can you give?
>>768558672
>Get experience, build skills
>College generally gives knowledge, but it's mostly up to you to apply that knowledge.
So, For marketing and advertising
Social media and other platforms will be your friend. Apply your skills and also do extracurriculars related to marketing/advertising to build a portfolio.
For film production. Use the skills you learn to supplement your social media and marketing/advertising ability. For example, making short video ads for various clubs/organizations on campus and such.
In general, make friends, make connections. Your double major and degrees are basically worthless on paper alone. Have something to show for it, and don't just go through the motions. If you can, try to get a job in your department, or at least relevant to your field(s). Losing sleep and skipping meals isn't worth it in the long run.
Keep your grades up, but they're not everything. If you have an 89%, work to make it a 90%. But once you're at 90%, in my experience, it's not worth it to sacrifice sleep, meals, or social life to attain that last 10%. Just keep the A and live a little.
tl;dr
>Git experience
>Git gud
>>768559203
Thanks friend, really appreciate it more than you know.
>>768537927
Good solid advice in the thread.
Also, dont be afraid to move a few thousand k's to live somewhere you want to, even if it's another country. Don't feel like you have to stay in the town you went to high school in.
If you don't like a place, move. It's that simple.
If there's no work where you're at, move to somewhere where there's work.
Dont live in cities, they're expensive and shitty.
Also, put half your savings into a trust fund and build that shit up. Aim to have 30k or 50k in there by the time you hit 30 and keep building it up. The interest in that shit will eventually compound so high that if you're smart you could just fuck off in a campervan by age 40 or 50 and never have to work again. Good shit, considering we live in a time period where we have to work until we're 70.
t. 33yo, lived in 3 countries so far, about to live in my 4th
>>768540102
This. All degrees are the same. 90% of the time employers don't even check to see if you actually have the degree you put on your resume. I put down fake university degrees on my shit all the time and never had anyone check or ask.
>>768545158
Depends on the country. In countries with tipping they pay really well but bar jobs are competitive. Usually they're the best paying jobs in some towns, so as such you cant "get" a bar job just straight up, you'd have to be a server for a few years first and a page of experience/qualifications until you wait for a bartender to quit or die.
In countries without tipping though bartending's pay isn't the best but it's a fun job where you get to meet a lot of people. The good bars let you drink (often for free) while working too, just depends which country you're in.
Anyone that's looking to travel, English teaching or Hospitality work are great. Literally everywhere is looking for Housekeepers in hostels or hotels and any non-English speaking country will throw a job, house and car at people who can speak English.
>>768555290
Yea I agree, it depends on the town or city though. A lot of places the rent takes up 2/3 or 3/4 of your pay, and once people get stuck in the paycheque to paycheque routine it's hard to save $1 or 4k to just move somewhere better.
Hey since this thread exists op give me some life advice other than "you're a fucking retard" because I know I am. In a 4 year school, have gotten pretty shit grades mainly due to a heavy depression, can't usually get out of bed to be a productive human being. Not even sure what I want to major in even now and I'm considering going back home and going to a CC. 20k(I know not much) in debt with like 45 credits but I'm pretty spooked about what options I may have in the future after being an idiot.
>>768537927
Logs of shit
>>768537927
Thanks Mr Yoda, I'll keep that in mind.
I'll also keep in mind that you should have taken remedial English because you write like shit.
>>768560395
Look into HR in a company. They're always looking for stupid niggers to fill quota spots.
>>768561777
hahaha true trips
