>just turned 18 last week >my crazy bitch mom sold our
The stories and information posted here are artistic works of fiction and falsehood.
Only a fool would take anything posted here as fact.
Only a fool would take anything posted here as fact.
>just turned 18 last week
>my crazy bitch mom sold our house for 500k a month ago because "she needs to live her life"
>we have to leave tomorrow
>yesterday she gave me a check for 100k
>will be in the wild with just the money, my computer, cellphone and some clothes in less than 24 hours
>what do?
I have no family left, no real friends, no car or driver license, no idea where to go or what to do... how fucked am I?
You have 100,000 dollars, do what ever the fuck u want, if ur smart with it ur set for life
wat... you're an adult, try living.
Other people have left for London at 16 with no money and done fine.
Lol you sound fucked
>>701069490
Find a place to live, nothing expensive, literally just find a fucking room to crash in before you get your shit together
Pretty fucked. Money management at that age is insanely difficult. Also, you'll go through that money in 2 years pretty easily. Better have a plan to be on your own 2 feet on that third year. That's assuming you manage it well enough to get that far. I'd invest half of it tomorrow. Talk to a financial advisor. Invest in a diverse Roth IRA account. Buy a cheap car. Get a license.
100k? you should be set for life if you use that money to make more money
>>701069490
I would recommend opening a bank account, depositing the money inside said account, and finding a fucking house you can buy with your 100k. Seriously, what kinda dumb ass question is this? Find a home, find a job, save your fucking money
>>701069490
Give 100 k to a homeless man
Hang yourself
>>701069609
100k and set for life? Lol kid you dont even know the value of a dollar
>>701069490
.... You have $100,000. Go literally anywhere and set up shop.
Find an apartment in the exact same town and just live off that $100k for the next 5 years if you want.
buy a house and rent out part of it.. you are lucky
>>701069609
for how long? 100k is not that much and is all I will ever get after that I am homeless, I need to find a way to make secure investments or some shit to survive longer than a couple of years
Buy a 50k house
It won't be the prettiest thing but it'll be cheap and you can have a place to live
If you're smart you'll buy it in a college town and rent out the other rooms to students
You have 100k and youre worried about being fucked? Find a part time job, you will meet people there, rent a place and use your part time cash so you dont burn your savings away too fast and youre set for a long long time.
>>701069490
please post your inevitable suicide
Find a cheap place, and spent your money WISELY. Invest them where it's smart.
Talk to a financial advisor.
Where the fuck do all do you live where you can buy houses for 100k
>>701069490
Go to Saipan. The cost of living there is pretty fucking cheap. It's the Hawaii away from Hawaii.
>>701069773
You could try ALSO getting a job. Yknow. Something to put an extra 20-30k in your pocket per year, on the low end of things.
If you get a GOOD job then that 100k is play money that you can burn on hookers and blow.
LMAO how about you give me the 100k and you go fuck yourself =D
Go to college man
>>701069754
this actually sound good
but instead I can rent a big place and re-rent the rooms, I don't even know if that legal, fuck I am desperate
>>701069490
somwhere to live
a job
done.. 100k you can live on for awhile without a job but that's dumb, take some menial job and work hard at it get good references build your CV
if you're in the US you're fucked for a college education but meh.
>>701069860
You can usually get a decent double wide trailer for 45k or so.
Actual HOUSES however are bullshit expensive.
>>701069490
You got a job? If not then you're a fucking bum who should get a job. If you have got a job then what the fuck are you worrying about?
>>701069490
Being kicked out since i was 18 parents split the sheets after high school. Im 28 owned my home for a year now. Sit on that fucking money let it work for you. Join the Navy or Americore or some bullshit.
>>701069490
also sauce and more on the hottie
>>701069893
Arbitrage isn't a thing anymore. There are fees and shit that prevent you from doing it.
This is the wrong place to ask, really. I know i will get hated on fot saying this but ask this question at
re.ddit.com
/r/personalfinance
They know their shit.
If i were you I'd find a city where you can buy a cheap house (one or two bedrooms, foreclosed, nothing fancy) for $50k and then look for a job. Put $20k into savings as a rainy day fund and use $30k to set up the house and live until you find a job. Do not touch the savings until you really really have to.
>>701069490
travel to a poor country, like Thailand, life is cheap and you'll get time to think about your future plan
>>701069490
>>701069773
Fucking disgusting ungrateful bitch.
I was kicked out of my house when I was your age with absolutely nothing except a cell phone.
Grow a pair, get a job, get a life.
Invest that shit faggot, its enough to get yourself wealthy if you play your cards right. Don't be a bitch and listen to idiots who never handled money. Seek guidance from those who know how to make more money.
A trailer where I live is $200k. A 1 bedroom condo is $300k. Don't know where y'all are from but $100k doesn't go very far.
>>701069893
>give me $5,000 I'll turn it into $80,000 in 2 days with foreign currency exchange
lol no you wont
>>701069934
Not as a renter. If you were a landlord you could do that, but as a renter you have to get the landlord's permission for any additional tenants, and they would be paying HIM not you.
I cant believe youre complaining about your position. Screw silver spoon, you had a platinum spoon up your ass if this situation is even slightly difficult for you, damn.
>>701069490
1. Rent a cheap apartment
2. Find a job
3. Go to college
4. ...
5. Profit
>>701069490
if your house sold for 500000 bucks then you like in a poor shit area of the us or canada meaning rent and housing is cheap. i would either down payment a house or rent a cheap flat and get a job.
>>701069490
Rent an apartment, fam. That 100k will set you for at least half a year.
Get a part time job or some shit to supplement it, and you're golden.
>>701069777
>Buy a 50k house
What.
Do you live in soviet russia?
No way in hell you can buy a house for that kind of cash. In any civilized place anyways.
>>701070041
This is not a bad idea, OP. Going to a cheap country to live $30k could last you literally 5-10 years and you'd live like a king. Get an education online (Open University, open.ac.uk) and find a good job.
Finish a TESL course and teach english in Thailand or Vietnam.
>this is op
>omgwutdo I only got 100k to take care of myself
>fuckoffkid
>>701069490
post nudes
>>701069490
you either have two options
1 - rent the cheapest room you can, try to be a jew don't expend a cent in anything not essential, put your shit together, get a job and start studying about investments
2 - blow all that in two years of hookers and cocaine, then finish it with oxy overdose
I would go for 2 because I am a nihilistic fuck, but you should actually go for option 1, good luck!
>>701070192
Might want to wait on the college thing, given the "free public university" spiel that's currently in the political arena.
Also, 18 year olds don't have a goddamn clue what a decent major is or have any inkling of what they want for their future careers, so jumping right into college at 18 is a good way to wind up with a useless interpretive dance degree.
>>701070087
depends on the region of the country he is in and the agreement he has. many landlords wouldnt give a fuck but many would.
>>701070225
If you're spending 200k on rent per year something is fucking WRONG.
>>701070239
elaborate on how you'll do it
>>701069490
Go buy a sail boat. take a few sailing lessons. go see the world.
>>701070118
Yeah but then you'd have to live in Georgia
>>701070353
Over here in the Netherlands you need a license to rent rooms to more than 2 people, I would imagine you would have laws regarding this as well.
>>701069490
*jedi persuasion*
Don´t buy a house. Thats not enough money. Rent an apartement. Nothing too cheap but nothing too expensive either.
Buy with your money some pretty interior for your apartement.
The rest of the money, probably 75-80k put it on a bank account.
Find work, start today finding one. Now don´t touch the money on your account if possible. It should be possible.
Now work, earn money and pay your rent and your food. Don´t party or anything. Whatever of your loan stays in your hand at the end of the month, put it on your 80k and safe it.
Do this until you find a woman, you are sure about. Marry her but insisnt or expect her to work full time!
Now both of you can live in your appartement sharing all the costs, which means having much more at the end from two people.
Now both of you spend your money for rent, food and the occasional going out. There will still be money left in the end. Put that on the account.
Do this for 6-10 years. Now you will have enough money to buy a house. Buy a beautiful one, don´t cheap out.
If you got not enough, go take money from the bank, whatever you need to get the house and awesome interior.
Now you just have to pay the money you got from the bank and the standard costs of a house.
Now do whatever you want with your wife. I would say, put every month some money back for normal savings, you can always need money on your back and money for travelling. 100+100 dollar. Isn´t much but enough for both. Whenever you get christmas money, share it in two and put them into savings and travelling.
This is your life plan and you will be happy if you are not too stupid.
>>701070272
Pretty nice houses in upstate New York are only about 120k - 200k.
Housing is only retarded expensive in the city suburbs. Rural housing is cheap as ALL fuck.
>>701070330
I don't know anything about the "free public university" thing. But good majors to go for are Math, Programming, Engineering, and Business. Pretty much, anything that can be used in the real world. Just don't get any kind of a liberal arts degree, 'cause then you're just a fucktard.
>find cheap apartment
>save up
>buy apartment
>rent
>save up and repeat
>>701070279
that actually sounds pretty good and adventurous
>>701070449
No because were not overrun by sand monkeys yet
>>701070378
>New York City
>>701070476
he's 18 years old, he doesn't have an education so the job he will be able to find are shitty. You don't get to buy a house by working shitty jobs even if you have 80k on a bank account
>>701069957
>Sit on that fucking money let it work for you
with interest rates at 0.25% how does that work?
>>701069957
>Join the Navy or Americore or some bullshit.
but what if i don't want to kill innocent people for other's people profit ?
>>701070613
Not spending money. Working a job.
>>701070533
Math is only good in academia, programming is fine if you're looking to be an indie developer or a data analyst, engineering is only good if you're either willing to travel or live in an area already highly invested in engineering, and business... eehhhh, accounting would be more reliable.
>>701070706
For fucks sake join a trade union then.
>>701070476
good advice, but what a boring normie life, if OP I would rather go for suicide by partying
>>701070613
100,000 X .025 =
> do the math, that's how much you'll be making a month.
>>701069490
rent a fucking flat and find a job faggot
>>701069490
OP ignore most of these faggots.
1-rent. cheap.
2-invest as much as possible, don't rely on any single individual. use a wealth management firm like merrill lynch.
3-LEARN TO CODE. and learn about front-end development. it's faster to learn and easier, and you'll be able to get a job much faster. I highly recommend MIT 6.00 CS lecture series as a starting point.
4-get a job anyway right now, even it's shitty as fuck. you want to keep as much of that 100K as you possibly can.
>>701070599
Yes that is extremely relevant, thank you.
I looked it up btw, you would need a license in most states.
>>701069490
If you have 100k live cheap, put it in a bank with interest, and chill the fuk out and get a regular ass job. Good to go. I could pay rent for 9 years if I had 100k and no job. If you can't make 100k work, you're worthless anyway.
rent an apartment and become a neet until the money runs out
>>701070814
If you work a job then your not spending the fucking money. When your 18 you might not realize how much a 100,000 grand really is.
>>701069644
this
no harsh judgement. settle for a week , think and them make your move
>>701069490
Ok OP if you somehow fuck up with everybody's advice. Join the army and try to get the lowest possible requirements to join you'll get fed a place to sleep and if you're lucky you'll be put overseas and see no action. While doing this put your 100k in a bank and let it grow during your service in the army.
>>701069490
> >yesterday she gave me a check for 100k
You're going to have to pay tax on that. Put it in the bank and get to work.
Move to a city. You can stay at a YMCA or something while you find a job where you don't need to drive to get to work.
Get better.
>>701069893
>>701070239
>inb4 I'd do it if I had 5k
Lying dumb faggot NEET
You have $100,000 you fucking bitch, quit bitching you fucking pussy faggot.
>>701070272
I live in a 1600sqft 3 bedroom house I bought for $56k
I live in a moderate city too
>>701070610
You can offset the generally shitty pay from shitty non-degree jobs by adding unpleasantness.
Basic not-really-bad gruntwork nabs 15-20k as a base rate.
Factor something disgusting and it jumps by 25k
Factor something dangerous and it jumps by anywhere from 30k-50k.
Factor in exposure to inclement weather, and you jump by 20k.
So if you're doing grunt work that is disgusting, dangerous, and exposed to all weather types, and you could make over 100k
>>701070420
[Crickets]
>>701070912
Im doing it right now you fucking sand nigger. Im sorry you need a permit to let isis rent a room in your house.
Put it towards your own house/vehicle or double wide trailer, no wonder this generation is so dumb. "Huuurr il go buy a flat screen tv and go to mcdonalds i suppose"
Give all money to peta.. Move to
Africa and get aids
>>701069490
Fuck you OP for making everyone be your dad.
>>701070763
>2016
>accounting
Yeah, sure. Jump on the ship with the biggest hole that's already halfway sunk.
It's occured to me that we haven't factored in furniture yet.
Take a bus to a large city like San Diego.
Then try look for a room to rent on Craigslist.
Finding a job shouldn't be hard.
If everything falls apart, then enlist in the Navy.
1) Deposit money
2) Find the cheapest hotel you can find
3) Find a cheap, but nice appartment for rent
4) Buy the necessities, bed, couch, whatever, but still the cheap stuff
5) Take your time and think of what to do next
6) Get a job to sustain yourself and keep the (hopefully) 60-80k you have left as backup or for big investments like a drivers license and a car
Don't start a spending spree, the money will be gone before you know it and you're fucked.
Sounds like your might just have fucek you over big time, or she has given you grand posibillities - either way it sems like it's up to you, boy.
I advice you to be smart with the money.
Seek fiscal council
Get a temporary place to like
Sort your stuff out
Find more permanent housing
Try to invest a bit, yet have some savings.
Cheers dude.
>>701071175
Every business wants an in-house accountant to balance their books. Every single one. Worst case scenario you can work as a Tax monkey and get $200 to tell the IRS that Joe Limpdick made $12000 that year.
Money management is something that will ALWAYS be a thing. It's not like the ocean of tech jobs that become obsolete and disappear after 10 years.
VEGAS BABY
>>701070476
hahahahaha marry
good joke
and she can take half of your inheritance when Chad comes along
All he needs to do is get a shit job, take out a small mortgage using the 100k as a downpayment, work for a few years, pay it off. Benefits of owning property include not paying rent and stable investment. If you are happy living in a studio apartment or cheap flat you don't even need a mortgage.
Buy 100k worth of lottery tickets.
>>701069773
had 90k and was homeless at 19
>got a gf
>lived with gf parents
>invested / traded money
my 90k turned into 200k/ started giving me 2k+ a month for doing nothing
hmm buy a cheap house and start a business
if you aren't retarded you are more than set to live a happy and very easy life with that
>>701069490
>100k
shit man you can live fine for a few years off of that. Live on it while you go to college or some shit
>>701071187
Futon (Couch/Bed) - 400 for a decent one.
Table - 120
2 chairs - 80
Wardrobe/dresser - 100
Done.
>>701069893
>>701069893
By your logic if you have about $320 bucks to your name you could have your 5k initial investment in a couple of days.
Hell if you've got $20 you can get there in 4 worst case. Enjoy being a multimillionaire.
>>701069893
Kill yourself you lying piece of shit.
Dumbass. Invest 15-30% into a compounding interest account (depending on where you live, to adjust for cost of living). At your age, renting an apt or small condo would be ideal because a home that you could purchase, unless if in the US South/midwest (assuming you're in the Midwest) wont go far, and in addition there is property tax and insurance to take into consideration. This will also allow you to find employment to help you become sustainable. A means of travel is also a necessity unless you are in an area with a decent mass/public transit system(ny, los angeles, Europe, japan, etc) area where biking is a viable option (seattle, nor cal, etc). During this time period, establish and build credit. If you enroll into a college, even part time, student loans or student cred cards are a great way. Keep the balances at or under 30% of limit or pay off in full monthly and it will rocket. Continue responsible spending for 2 years while moving up either in education or field of chosen work/profession and upgrade place and/or car. Also get newer and better and higher limit credit while keeping some older cards due to longevity. Continue for another 2-3 years. Compounding interest account amassed good yield at this point. Use partial funds along with monies acquired through responible spending and saving to purchase first home after credit established. Purchase home where you can afford at least an 20% down payment to avoid having a piggy back or 2nd mtg ans avoid fha financing for dumb pmi, and you are now a home owner and living life. Be smart, be responsible and you'll be fine... or blow it all on booze, drugs and dumb shit. Your choice.
>>701070239
bullshit. you don't do that with consistency. maybe once you did. if you could turn $5k to 80k in two days with any consistency, you would literally be one of the richest people on earth. you would without a doubt be the greatest trader on earth. because you could hypothetically apply the same principle to turn 80k to 1,280,000, and that to 20,480,000, and so on and so on. if you have a legitimate strategy for turning x into 16x in two days, it doesn't matter what amount x is. you could continue reinvesting profits, and now that I think of it, you would without a doubt be the richest person on earth by the end of the year. that's why I know you're full of shit.
>>701070814
Haha that interest isn't compounding every month b/ro
>>701069490
100k will run out surprisingly fast OP.
You've been given an enormous boon here but you need to use it more wisely than any 18 year old would. Get a financial planner that can assist you in arranging investments. Maybe allot some to daytrading. Don't harvest this 100k, it's seed money.
>Buy a guitar
>Jam out
>Make friends
> Start band
>Live together
> get a record deal
>get famous
>>701071615
There are accounts that compound interest monthly bro. Learn about banking and investing before commenting.
deposit the check
ask fro credit and debit cards
go to tailand, the ticket should cost around 600USD to 1000USD if you are in USA
with 10k there you can live a whole year like a king also you can try to find jobs to cut expenses
once you have smoked some opium, fucked some bitches, do some surf, start thinking seriously about your future and go out from there
your life begins now wish I could be you and not being stuck with wife and kids in a dead end job
>>701071705
kek i love this, if only life worked that way
>lose house
>no family or friends
>comes to 4chan for help
you must be very very stupid.
>>701070814
That must be a great bank. High yield savings accounts in my area cap out at like 0.08% interest.
>>701069490
You have 100k retard. Get a job/education and supplement your lifestyle with the 100k.
>>701069490
buy a suitcase and apply at a local university
check to see how soon you can move in
stay at a cheap hotel in the meantime
if you finish in 4 years you'll be in the same boat as everyone else you're in school with
if you find something else you'd rather do, go do that
>>701071781
>>lose house
Also re: this OP, book a hotel for tonight. Use the time to check out places for rent around you, try to keep it cheap as can be.
get a comfy camper bike you faggot
https://www.youtube.com/watch?v=OqIUHPr8Jlc
>>701070763
>talking out of your ass
lol at all the guys saying 100,000 set for life
you have NO IDEA what you are talking about
100k is nothing I blow that last year in just wife and kids
hell even a million is nothing nowadays
be smart OP you are almost homeless now with only 100k under your name, every move you make from now on will be extremely important
>>701071990
Maybe this and then find yourself a nice little goth/punk campus broad who needs a roommate.
While you're busy get in touch with people who are into private equity, like venture capitalists. Tell yourself to e.g. absolutely not touch 80% of the money, and let keep it available for small capital investment. Find a party with a reliable background who can get you a decent return on investment. Enjoy never working again while your cash reserve grows.
>>701071955
thats fucking awful advice and you should feel bad
property investment and basic job is best option. If his mother hasn't already prepared him for university there's no point going. You can live fine with a normal job, experience is more important than meme degrees
>>701069893
>autistically trying to impress strangers on the internet because you're underage
>>701069490
100k buys you 4 years of partying, drugs, hookers and traveling around the globe
then you will have to kill yourself
think it like you have a terminal illness and 4 years left to live you will have a wonderful time and it will be WAY better than wasting 10 years in education and investment to live a normie depressing and boring life
>>701072361
I make 25k a year and I'm pretty comfortable. $700 a month rent for a 1bed 1bath (heat and water included), $2000 clunker car from the late 80s (but it runs reliably), and doing most of my own cooking with carefully chosen produce.
No wife or kids, college was paid for with cash from working while in school, and no credit debt because if I can't afford it RIGHT NOW while leaving a decent safety net in the bank in case of something catastrophic, then I don't buy it.
>>701071335
This guy gets it
>>701072569
>property investment
Nah, the last decade has said enough for property. And it could be a little more dynamic than that.
If op goes for commercial private equity and farms the actual management of his money out to people who are older and more established, cause every 18 year old would fuck this up, then an ROI of 3 years would typically be a very stable, guaranteed investment. 80/3 = 26.3k to live off per year while breaking even isn't bad for a student. If he's smart he finds himself a cute DTF roommate and brings his annual expenses down to 8k or so.
>>701072798
Gotta make sure it's a fiduciary though. A lot of money managers take risky or self-serving action while managing client money, unless they're fiduciary in which case they have to make decisions in your best interest.
i love how most of the people in this thread actually believe op is stranded with a check for 100k
K
>>701069490
rent cheap place to live, get shitty job, buy expensive car, fuck expensive hookers, OD on heroin in next 4months
I mean, youll fucking enjoy those 4 months, and after that well, who cares anyway
>>701072798
Spotted the jew. Read this in Jewish accent.
>>701069490
>find a very cheap tiny horrible hole place in downtown
>lie a lot about experience and try to score a decent job that actually teach you something scalable
>live with the bare minimum meanwhile study about investment for years
>when you are ready go for small investments, but remember a few tiny mistakes can blow your whole saving so you will need to know your shit
>>701069490
Fuck op...
http://www.sfbuildingtradescouncil.org/apprentice-programs
Fitter, electricians, sheet metal are the best the rest is a little more brown. brush up on your math.
http://www.nationalservice.gov/programs/americorps
http://www.ccc.ca.gov/Pages/default.aspx
They have dorms, they helped me out they can help you too.
http://www.thebestschools.org/blog/2013/05/28/50-community-colleges-united-states/
Make sure u save that money.
>>701069490
You're starting off with 100k on your 18th.
Okay, the family deal sucks, but Fuck man, you're starting out 100 fold better than 99 percent.
Your mum needs to live her life? No worries, Fuck you mum. She'll come back, she's likely the first to die. She'll realise one day the mistake made.
>>701072746
>carefully chosen produce
Jeez, u sound like such a faggot. Why did you have to say that at all? Fucking weird faggot
>>701072949
I don't understand the fascination with expensive cars.
I mean, just because your car is expensive doesn't suddenly mean that shitty traffic or shitty weather don't exist.
>Rent a very cheap apartment
>Get a job that can pay the bills there
>?????
Fuck you my nigger. I got kicked out at 17 with literally nothing but my clothes, I couch surfed for 5 fucking years saving money working at Krystal's until I could get my own place and go to technical school
Seriously take your $100k and go fuck yourself. I'm still struggling to this day, I have no bank account and I'm most likely going to be this way for the rest of my shitty life
Eat my dick. $100k would fix literally every single problem in my life. Fuck you fuck you fuck you
>Yes I'm fucking mad
>>701072949
LOL
>>701072913
Well duh.... Who would lie on the INTERNET, anon?
>>701072949
better he should travel the world
100k will last YEARS no months
agree with the OD with opiates at the end
it would be a great short life
>>701072798
OP, I'll tell you how you find a good party for this.
Go to linkedin and make an account. Don't worry too much about what to fill in for your profile, just bluntly put your factual info on there - I'm assuming you just graduated highschool or something?
Go to the Q&A section and head to Finance, then post your question verbatim from the OP in there. Your whole story with you being given the money and asking how to best use it.
You're gonna get a shitload of professionals to answer you. Most won't just weigh in, but try to offer you their services or one of their associates. You'll get private messages too.
Check their profiles. Check their connections, their recommendations, their website etc. and make a choice.
Pick a party that can help you invest small, short term investments for subsistence and capital growth. You have the option here to plan ahead for a really sweet adult life.
>>701069490
Buy a cheap volvo buy a big trailer get a job go invest 5k per year but smart dont be dumb or get a girlfriend donttell her anything about the money and live with her invest finish school and you can live safe for years
>>701069490
>18
>Kicked out with 100k
Only problem with this is being 18 and not knowing shit yet
If you were at least 21, preferably 25 you could really live good with a 100k starting bonus
Interesting, suddenly all moms of the world kick their children out of home.... saw the same thread 3 times already
>>701073132
>Doesn't like expensive cars
What are you, a faggot or something?
>>701072361
considering it's untaxed, it's a whole lot of money for a single 18 year old. it would be the equivalent of earning tens of thousands more in income. in an inexpensive area OP could live on this year for years.
but his goal should be to spend almost none.
>>701073120
Because its a balance between paying out the nose for organic or farmers market shit or eating frozen hot dogs.
If you focus on organic, you're paying a lot of money for something that isn't significantly better. If you focus on cheap, you're probably fucking up your health.
So you either do a little of each or you find a spot in the middle.
OP, tell me where you are. Literally anywhere in the united states and I will come get you, you can live in my house (and pay half the rent). I'll take you to help pick out a sensible car to drive and let you stay until you get a good job and get on your feet. I will do all of this for half the rent until you leave, with a 10k bonus for my troubles.
Hit me the fuck up, OP. I have weed and know slutty chicks.
>>701069490
I forgot get this truck. will barely break down just change the oil brakes and tires. Big enough cab to bang out girls in. Low enough bed for your dog to jump in and out of.
>>701073143
>So Mad
KEK!
>>701073186
if you're living without a credit limit even when you have a studio apt you could make that money disappear in give or take 2-3 years. And then what?
>>701072124
buy a van and live in it
>>701070192
1. rent cheap apartment
2. buy tons of weed
3. party
4. travel
5. buy hookers whenever you feel like
6. an hero when your money is all gone
>>701073186
Traveling sucks dicks.
Seeing Mount Rushmore is nice and all, but nobody ever mentions the 20 hour drive or the 4 hour plane ride.
Every time I've traveled I've been severely underwhelmed.
100k will get you an associate's degree at a community college and support you the entire time, then leave you with a bit at the end.
It'll start you on a bachelor's degree at a university too. You'll have a year or two to figure out how loans work, and most universities baby their students too. Get a dorm and a meal plan and it won't be too different from having parents. You'll need to act quickly! Schools are starting in the next few weeks.
>>701069490
dont cry. you have 100k. You can pay rent for 10 years or do this:
>go to middle europe.
>hungary, croatia or poland
>buy 2-3 apartments in a big collage city
>lease them
>live on rents like a king. fuck the sexiest women on earth. learn languages get a degree fucking enjoy life
bro u are set for life.
>hurr durr inb4 eastern europoor. Just fucking google. Budapest is fucking nice and full of nice women and life is cheap. Its like amsterdam but much cheaper. Croatia? Fucking beach maan. Its beautiful. Poland? As long as I know its the same as hungary. Everything is cheap and nice.
>>701073429
Hell I've seen people blow through 100k in 4 months just on stupid shit like cars.
>>701073429
Of course you could if you don't get a job. OP doesn't have a wife or kids, if he gets a job that can cover his monthly expenses, he could save every single penny he has (aside from what it took him to get started) for the rest of his life (or at least until he gets married/has kids)
Did you know that jobs and living cheaply are a thing? It also has a lot to do with where you are. 100k in California isn't shit, but 100k in northeast Tennessee where I am is enough to buy a small house, a sensible car, and still have 25 grand left over to pay the bills (which will be less than $1000 a month if he's smart) for 25 whole months while he finds a job.
buy a fucking BUGATTI and get gold diggers to let you stay at their place and lead them on saying you'll invite them to your place but all the while you're stealing their cash so you can buy a fucking lambo
Go to a casino and gamble it all, if you win, you are rich as fuck. If you lose, just kill yourself.
If you can't find a job try to prostitute yourself, suck dick for money, if you can get 5 $ dollars per each blow you can make more or less 30 per day and you are not spending money the time you are sucking dicks, it's a big oportunity.
>>701073143
gee I wonder why you got kicked out?
natural selection, bro. deal with it
1. blow your money on girls
2. go bankrupt
3. suck dick for cash
repeat
>>701073186
25 year old mind
>Travel world
>Budget because you know how
>Spend only what you need
18 year old mind
>Travel world
>5 star hotel at every location you go
>Shopping spree at mall
>>701073683
>hurr I know everything about you from you mentioning you got kicked out
>MOM! BRING ME MY MEATLOAF! MOM!
Get a flight to Thailand you'll live like a king for the rest or your life with $100,000 if you use it wisely.youll get a local slut who'll do all your washing cooking and ironing as well as suck your cock fuck you and give you a nice massage for a roof over her head.You have no reason not to do this,also it's a beautiful place if you pick the right area
>>701073675
>Get apartment
>Turn trap
>Fuck men until you find a rich faggot who takes care of you in exchange for brutalizing your rectum every night
OP use 10K to set urself up in a rental. Lock the other 90K away in a term deposit for 3 months while you seek financial advice. I came into a similar amount in my early 20's and blew it all within 12 months with nothing to show for it. Give urself a bit to play with and lock the rest away because in the grand scheme 100K is fuck all, but god damn will it take you a long time to replace 100K of savings if u blow it.
>>701073635
He's 18.
Getting indulgent now could net him a lifestyle he can't afford by 20. Last teen I saw who got 25k handed to her used it to buy a car she couldn't legally drive and sold at a loss the next month, around when she ran out of the rest. Half of it just given away to friends who asked her for cash when she told them.
Even in adulthood most people aren't even vaguely familiar with financial instruments much less do they pay enough daily attention to them to use them. OP, if he delegates it properly, can slide one notch up the scale of social mobility by the time he enters his twenties and genuinely live without a credit limit. Or he can let the money burn up in extra expenses over the next few years and end up with zilch down the line anyway. But at least an easy 5yrs yeah, assuming hes got the financial responsibility and savvy of a 30 year old.
>>701073760
50 year old mind.
>travel world but stop by thailand
>get a cheap hotel.
>fuck as much little girls as he can.
>>701069894
Cringe
>>701069490
Wish I could be in your position.
Get a cheap hpotel room until you found a decent job, then see which appartment you can get to afford with your salary.
No matter what, NEVER spend more than what you earn, use part of your money to buy clothes and shit but try not to spend more than 4k-5k.
Invest the rest.
>>701073271
only in USA third world
here in Italy moms BEGS sons to stay at home and even get a wife and have kids and live all happy together as a family helping each other in a big house.
>>701069490
This is bait.
>>701073635
>>701073958
Besides at 18 what kind of fucking job is he gonna get?
OP should go to college, build up skills and network, then when he enters his twenties he can choose whatever job he wants and have the dough to start his own firm if he wants to without even thinking about it.
>>701073600
>Jealous poorfag detected
>>701073986
less than 4k-5k*
>>701074022
More or less is the same here in Spain, no mother kicks her son except if he is drug addict or something like that.
>>701073271
It's just some lonely faggot looking for someone to talk...in reality his mum dies years ago so jokes on us.
>>701073960
TopKek
>>701074142
I don't give a shit if you buy an expensive car, but it's not a sound decision to splurge 80k on a luxury car when you only have 100k CAPITAL, instead of INCOME.
You won't be able to afford the car anymore after 6 months. Will probably sell it at half the price since bills are due that are way beyond your range.
>>701073539
this is the nihilistic hedonistic way to go
don't be a normy
fuck savings and college
live like a king die like a legend, life is nonsense anyway just get the most pleasure out of it and be done with it
>>701073960
Maybe if it was the 80's or 90's
Do that now and chris hansen might pop up in thailand asking what you're doing there
If this is legit, then make this the only reply you must read. Your life isn't fucked. Although you might think right now its falling apart because of family problems, trust me everyone person here has them. You have 100k right now. If you can last just one week without blowing it on something which right now you might think is a good idea, then you my friend are set for life.
Unlike my counter parts on this forum whom for the most part are trolls and quite frankly are on the brink of some kind of spectrum. I can make you alot of money, real money. Lets face it how long will a 100k last if you want to live reasonably well for the rest of your days? 2-3 years at most I would say.
I just made a fresh email for you to get back to me at: [email protected]
Get back to me, lets make you some real money.
>>701074299
That's how I feel lately
But I see another year or 2 I'm gonna have to jump into a normie career where I have shit days off
>hurr hurr only 2 more months until my 1 week a year vacation
use it to pay for education or training to get a decent job.
>>701073675
also sperm is pure protein
OP will be fit as fuck and don't even need to buy stupid food
>>701074215
Ye I think family's in a lot of European country's are closer than families in England and America generally. It's because all we care about in America and England is money/sex/drugs. I love it.
>>701074450
Ghanafag scammer detected
>>701074252
I bet she's one of those "free spirits" sounds like op's dad is gone or dead.
>Hire an assassin
>end bitch mom
>acquire additional 400k
>invest $$
>get jerb
>>701074517
If only I could bring myself to eat my own sperm, I would save money
Buy a house litterly never worry about being homeless for the rest of your life, screw renting its cheaper to own.
>>701069490
>get cheap apartment
>save the money in a bank
>invest in stocks
>get a job
>>701074517
Kek
Hear this man OP, he has the best advices.
>>701070272
check prices outside of major cities or suburbs.
>>701069490
Buy a block of land, build on it live on block on land. You can find tiny homes for dirt cheap on decant bits of land.
In Qld you can buy an old church (could have 2 or 3 rooms, bathroom and kitchen) on a 900sqm block for $55000. Could take it off grid and live.
>>701070604
then get the fuck out of there.
You're fine. Get a hotel or an apartment until you can buy a foreclosure (in full, don't let them talk you into financing), use what you've got left for a cheap car and get a job. You'll have to pay power, water, food, and gas. Anything you have left of your checks you can save for a better car.
You aren't fucked at all. Aside from abandonment issues you're set.
>>701074608
No scam, just a 25 year old from England who has been there and done the exact same. Don't need proof, it can be given to the Op should he wish not to blow the opportunity of a life time.
>>701069490
Rent a room in a motel or something. Prepare yourself to get all the papers needed to go to another country.
Come to fucking belgium, in Ghent.
>University is cheap (around 1k/year),
>61st university in the world,
>you can buy a little two-room flat and rent the other room to another guy, or rent a room in a big house, it's cheap and fun.
>Get a job to cover for your daily expenses.
Buy a house, rent that house out to some chumps, find house you can rent yourself and get a job
GG
>>701069490
>be a little spoiled cunt
>oh no I have $100,000 that was given to me
>my mums a crazy bitch anyway
You fucking retards are whats wrong with todays society. Respect your parents because they bought you into this world and they can soon as shit take you out of it.
Unless this is bait, in which case enjoy your tendies faggots
Op is so easy, commit a crime then you get in jail, rich people in jail has protection, buy protection and live just for a few bucks per month
>>701069490
Use the money to hire a garage for 6 months, should he cheaper than rent. Join a gym to shower/shit at. Then enrol on a customer service course or something that will enable you to work from a computer on the go (I work as a stay-at-home call centre agent)
Then move to the Philippines or India and buy a place with what's left of your $100k
Then live in luxury making a u.s. wage in a third world country, get hookers and servants etc and be a boss
>>701072361
if he moves into a cheap place and isnt throwing money around he is pretty much set for life. could last for two or three years maybe even longer all depending how jewish he is and how cheap his living accomodation. not to mention if he finds a job and gets some extra cash. anyway its enough time to get an education, or just aquire usefull skills to get a decent job while living pretty comfy without the dread of debt on his mind.
>>701073143
sucks to be you and sorry for all that shit bla bla, but why do you not have a bank account?
>>701069490
What are you, fuckin stupid or something?
The following is advice for anyone not stupid.
>inb4 you took the bait
When I graduated high school, my family was broke. Dad told me I had better figure my shit out because the day after graduation I was no longer living in the dump I called home. So I did what any responsible 18 year old kid who got kicked out of the house would do. I joined the navy. 3 squares a day, learned job skills, and 20 years later I'm a respectable engineer with a 6 figure income.
Buy lucky charms
>>701070613
My checking account earns 2.25% apy, provided you make 30 transactions each month with your debit card.
Set up a company called "Arse ticklers' faggots fan club"
Femannon here, op i bet you are a cute guy lets go get some drinks <3
>>701075541
>respectable
you wish, pathetic virgin
>>701075866
Are you retarded? How the hell is your balance going to go up if you have to make 30 transactions a month?
>>701075970
>calling someone on /b/ a virgin
>>701070272
live rural, there's a nice ass two bedroom hours three blocks away from me for 37k
>>701074921
Yes... I'm from... England yes
>>701070476
>>701070476
>marry and insist on her working full time
I know this is /b/ but goddamn that is a stupid fucking idea.
>Buy a boat
>Get solar power/oil generator
>Never pay tax or rent again
>Win at life
>>701076313
Kek
>>701069490
could go to SE Asia
living costs there are so low, 100k will last you for a decade
>>701069490
goto mexico bang hookers do all the drugs fly back tell the media and you will be rich
>>701069490
sawse?
>>701069490
Say rent/bills comes to 1200. You have 7 years rent...you can find a job in that time anon, all is well.
>>701073402
That's what a skinwalker would say.
GO TO THE ARMY
>>701076373
Dumb retarded 12 yr old cunt
>>701075541
Hey everyone it's op! He's OK. We all thought you needed help because you might have become a baby back bitch.
Wipe my ass with hundred dollar bills you faggot OP
>>701073402
>TotallyNotASerialKiller.jpg
>>701075539
Because of my horrendous debt I've had to build up. They can't take my money if it's all cash. Not that I ever have more than maybe $500 at any time. That's only on payday, too.
>>701069490
Fuckin milk bitch
join a cult
>>701069679
good advice early in the thread that will likely be overlooked. OP get a fucking Roth IRA. Do you want to have millions of dollars when you retire because of the magic of compounding interest? Then do it faggot.
First of all u don't buy a house, you rent. If you buy a house u are also assuming the property taxes and maintenance costs. Rent.
>>701070057
another slave of society.
how cute
>travel to a poor country
>buy cheap ass hookers
>start your own business
>have free sex
>trade your hooker's services for drugs
>drug yourself
>have free sex with your hookers again
>get aids
>leave the country with all the money
>travel from country to country spreading aids
profit?
>>701069490
Mate, fuck off to thailand for a year. Avoid the touristy places, pretend you're looking for a wife, families will put you up.
You can live there for a year for 20k easy as long as you don't spend money on tourist traps.
Find a place to rent, or chat to one of the whores there and tell her you'll pay her rent for her if you can live in the spare room.
>>701069490
>Put money in bank
>Find a place to stay
>Reduce costs as much as you can
>Learn a profession with good job expectatives (don't go to college)
>Work
>Move to a better place
With 100k you can rent a place for a couple of years while getting some professional training.
Also don't move to a big city until you got your training, you need to be better than the rats that already live there.
>>701077529
I wanna fuck thailand pussies so bad..
>>701074299
>normy
REEEEEEEEEEEEEEEEEEEEEE
>>701069490
depends, that you in pic?
>>701077717
You can't be that retarded..
>>701077717
>>701077784
samefag found out he was retarded
>>701077717
Goddam, how fucking retarded are you?
>>701077878
You are just as gay and stupid.
>>701077878
nope.
>>701069490
>gave me 100k
>how fuck am I
>>701078044
And btw.. Dubs of truth, faggot of shit.
>>701076028
buy 30 things from dollar tree
Take two thousand and get set up in an apt, then go get a job or trade school. Put 98k in birkshire Hathaway and forget about it.
>>701070763
>programming is fine if you're looking to be an indie developer
LOLLLLLLLLLLLLL
eat my CS degree faggot
100k will pay for food and rent for like 5 years as long as you don't live in the middle of a city, here in Australia.
Just find a place to live. You're in a better position than 99% of people
1) Open bank account, deposit money.
2) Find an apartment (6 month - 1 year lease). Do this only if you aren't at university. If you are enrolled in college stay in the fucking dorms.
3) Find a driving school. Get license.
4) Buy used car costing less than 15 k.
5) Tally remaining money, And this is your first hard choice. Decide : School only or School and work?
6) Make the second fucking choice.
7) Graduate with no student loan debt, money in savings, and work experience.
Fuck. I was kicked out of my house by my alcoholic father the day I turned 18. I finished high school homeless and fought to save enough to go to community college. If I had 100k at your age I'd be a fucking doctor by now instead of the oldest resident ever.
>>701069738
roll
>>701070330
Are you stupid, that is never gone happen and never should happen.
What is the ecconomic benifit for having retards go to school getting free retard education.
The whole reason there are things like women studies is because people pay for college and it is a great money cow.
Not in a gaziljion years they are going to be able to shut the billion dollar system down by handing out free college.
Unless you take the actual smart children (so no diveresty scolarship bs as is going on now)and indoctrinate / drill them in to great nazi like members of society it is simply not ecconomical to hand out free education.
>>701069773
Invest that shit nigger
>>/biz/
>>701070471
Depends where you are Climate wise.
But op is free to go were he wants.
Fuck your shit OP, I got kicked out at 18 with no money, no car, no job, and no plan 4 years ago.
You got 3x my annual income for free.
Go get a job and ride the bus you lazy poece of shit.
here's what you do op
1. go to a bank and get your 100k
2. spend 50k on hardcore drugs (eg. cocaine)
3.start selling that shit at every street corner
4. make twice as much money as you did before!
5.repeat till you made your first 1 million dollars
6. buy a mansion, become a distributor for drugs.
7. buy a machine gun
8. wait for the rival gang to break into your mansion
9.wait in office with a coke and your machine gun
10. hear them coming closer to your door, yell "say hello to my little friend" start blasting your gun
11. die in glory
>>701069490
I dunno, are you having sex with the large breasted woman in your attached picture?
That looks fun
>>701069490
1) Move down south. Texas, Atlanta, Nashville.
2) Stay in cheapest shit hole motel until you find a job so you don't waste money. Job is mostly for steady income for bank to see.
3) Take mortgage and Buy 2 or 3 bedroom condo and rent out the other room(s).
Hopefully that will cover your mortgage and leave you with no housing payments. Then just try to work your way up to a decent job
>>701069679
Don't invest in a fucking Roth IRA at such a young age. You'll need that money and most likely want to put it towards real estate so you don't end up sinking a shit ton if money into rent that you will never see again.
>>701069490
>Step 1: Put money in the bank
>Step 2: Find a job
>Step 3: Get a life
>>701069490
Get a job, put a deposit on a house and grab a mortgage
Assets nigga
>>701070272
Even in MD where housing is ridiculously expensive you can get shitburg housing for $50k.
You can buy dumps in the city for even less than that...they just need work. How do you think these people rent houses to people like you for $1,000 a month? You think they pay $250,000 for a house then rent it to you for $1,000 a month? You're a moron.
>>701079889
Interest rates are total shit right now anyway. You're better off taking advantage of then with a mortgage than getting shit returns for a few years.
>>701074736
This, i havent saved up enough to do this comfortable but 100k does it for yha, go of the grid, grow your own food, sell food to some hipsters in the city.
Off the grid build and self sustain yourself in a earth ship home (with the car tires) will cost you less then 10 k a year , so you barely have to work to get that money together to pay that and taxes.
If you have 30 k for land 60k to build the home you have a kickass house for life with next to no heating cost.
Plus side houses like that are major chick magnets.
My captcha is select all the houses :)
>>701070272
He is probably from America where you can literally buy cardboard houses.
>>701076313
Fucking england immigration politics, i remember this clearly 30 something year old saying hes 17 , they had to release him at customs to never see him again.
>>701069490
Cash check, open savings. Buy okay house for 30-50k, buy okay car for 5-20k, pay bills off for few years. Get an education, do the things you like, find a job/career that suits you and lets you have fun. 100k is a lot of money if I didn't think this was all bullshit, and in the right hands can go pretty damn far.
>>701076506
Shit not really save there.
I would go for Argentina, start a beef farm
You belong in the other chans r9k, but to answer your question rather. You are rather fucked my lad. That won't last long.
>>701080860
South East Asia is a lot more safe than Merica
>>701069749
Clearly you don't either. When you aren't a spoiled rich boy you'll learn what you can do with little money. 100k is more than most people ever see thier whole lives. You are just as bad as op, my best guess is when your mommy kicks you out when you turn 30 next year that you'll be on here crying the same post as op.
>>701069490
Come to Portugal.
Cheap life, good food, good woman.
>>701070078
you are fucking funny.
lot fee's are like 500-600 a month and you can pick up a decent single wide for 3 grand
>>701069877
This. Don't be a lazy faggot OP. Work part time if you are. Point being: if you work: you can spend your paycheque while sitting on your money as a buffer. Pay your rent and then do whatever you want. You'll at least get by for 5+ years and I'm sure by then you would have SOMETHING figured out. Even if you put 25k into rsvps, Your money doubles after a few years.
>>701077339
Is it hard being 16?
>>701070272
they got 40 grand houses in the hood.
>>701081305
actually, a great advice
>>701081142
So much this
In fact, I don't even know why helping OP. If you post that on 4chan, and it's actually true, then you must be very retarded
>>701069934
How the fuck are you desperate? You have some sweet buffer and opportunity man. Stop being a pussy. Go rent a hotel room until you find a place. Get a job. You have the biggest buffer you'll ever need. I only have 600 in my bank account and I'm fine man. I can't even break over 2g in my savings without having to spend most of it on rent and food before I'm back down to 500. Stop acting like YOU have no options.
>>701071229
>San Diego
Please dear god no. This place is expensive as fuck to live in. Just find a decent place with a low cost of living before you decide your next move. You have a lot of time even if you are almost completely retarded.
>>701081305
>>701081554
Samefaggot
>>701071229
>Take a bus
Kek, what a poorfag
Throw a sick ass party, then invite all of us to it.
>>701073132
If you don't like expensive cars, you don't like expensive anything.
kys jew scum.
>>701083115
Yeah some party that'll be, all you fucking spergs just sitting there not talking to anyone.
>>701069490
Here's what you do.
> step one: get a job
>nothing serious, but an address where you go once a week and clock in for a few hours
>most apartments need to see you have a steady job to even let you in the door. >But say you manage a fast food restaurant, your bank account will reflect that anyways.
>step 2: ^ get a bank account, if you don't already have one. Credit unions are better than banks if you need to borrow in the future.
>step 3: get a credit card thru the credit union. Buy something worth 1000 but with the card, wait until the first interest charge gets charged to the account and pay the new Balance off in it's entirety
>congrats you now have a 725 credit score. Now destroy the card, but don't close the credit card account.
>now find a cheap, reliable, NEW CAR. Ford Fiestas are a good option. Go on auto trader and find a not sketchy looking dealership who sells one, then get an auto loan through them for approx 3,000 more than the cost of the car(taxes warranty)
> show up at the dealership and ask for a test to drive and eventually say you wanna buy it.
>DON'T TELL THEM YOU'RE FINANCING THRU THE CREDIT UNION UNTIL YOU HAVE TO.
cont'd
>>701084049
>important: make it a 36 month loan. You can afford the payments and it'll be less interest.
>before you walk out the door they'll get you set up with a specific insurer, they have to. Demand to go thru progressive so you can see multiple options.
>then bam, you're a gainfully employed 18 year old with an apartment, a car and a job. Maybe from here you decide you wanna go to college to get a decent job, because that money, even if you're smart with it, is gone 5 years, tops.
>>701069490
Man you can live with me
>>701071260
this
>>701080579
Earth homes are really cool , if you want the hippy life with modern appliances
>>701069773
Ever heard of a job? Why the fuck are you complaining about getting 100k for free? Go out and do something with your life. Get an apartment, a job and some hobbies.
Move to Arizona+get a job+buy a house = set for life you dumb lucky cunt
>>701069490
Buy the cheapest apartment and dump your dumb mom or kill her
Try dorming at a cheap college and learning a skill. You get housing food meet friends etc and you can pay for it withcthat 100k
>>701069490
start with getting a car, scrub
>>701069490
>yesterday she gave me a check for 100k
living the dream. your mom is so based if true.
>>701080078
translated:
>give your money to jews
>start slaving for jews
>drink and party with friends to forget how "good life" it is being a slave
>>701069490
Ffs..op generation is fucking retarded.
I hope you get robbed and raped
Go to a synagogue,
make it rain in single bills
Laugh.
>>701088112
Sounds like a miller highlife commercial. The champagne of piss.
>>701069749
I like to think I'd be set with 100k
I realize it wouldn't last more than 10 years or so by itself but i believe I could turn 100k into much more and how long are any of us really going to live anyway
>>701069679
Nooooooooo not this im a duche like this ill rape your money and tell you that you knew the risk
>>701071352
Elaborate.. if true
>>701069773
>100k is not that much and is all I will ever get after that I am homeless
We're assuming you'll get a fucking job, WTF.
It's good to have that much saved up front. I think my dad gave me about $1000-$2000 when I went out on my own twenty years ago and I took that as a friendly token that he wasn't obligated to give.
>>701069490
Go to a third world country and live like a king. I suggest argentina, Uruguay. Ecuador or something like that
>>701069749
you know you can take money and make more of it right? and that people live on less than 15k a yr with many expenses, this kid wont have trouble if hes smart.
